Homeowners Insurance Quotes Reduced by Home Improvements
Consumers can take advantage of reduced homeowners insurance rates upon completion of certain home improvements.

CHICAGO, IL, June 24, 2009 /24-7PressRelease/ -- The old adage "Spend money to make money," applies well to homeowners insurance quotes, according to a recent article published at InsuranceAgents.com (http://www.insuranceagents.com/). Spending a few bucks to make home improvements can lead to significant savings on homeowners insurance coverage.

Many insurance providers are hiking up the price on their homeowners insurance rates by a significant percentage--requiring more money that many homeowners (amidst mass foreclosures) don't have. Now it is more important than ever to save money on homeowners insurance, and the answer just might come in the form of home improvement.

Alarm systems, smoke alarms and updated wiring systems are just a few home improvements and upgrades that will save money on homeowners insurance quotes in the long run, according the Insuranceagents.com article, "Home Improvements That Reduce Your Home Insurance." Another way the article specifically details is to install shatterproof windows.

"Windows break for a dozen reasons: burglars, severe storms, hail, or the kid next door pitching a curve ball into your kitchen," the article points out. "If you're looking for a home improvement that will withstand the test of time, shatterproof windows fit the bill. But consult your home insurance agent before you purchase anything (you'll want to make sure you actually get the discount before you spend a cent!)."

Installing alarm systems, deadbolts, and smoke alarms can get you discounts of up to 5 percent each. Sophisticated alarm systems can yield a discount of up to 15-20 percent (depending on the insurance provider; consult an agent). And throwing out your 15-year-old plumbing or wiring system can get you another big discount!

"[Updating plumbing and wiring systems] can save a lot of money in the long run on your home insurance and will also save you a headache from future complications old systems can have," according to the Insuranceagents.com article. "You can pay up to 10-15 percelt less on your home insurance if you have updating plumbing and wiring systems. Generally, they should be upgraded every 10 years."

The article and the site include many other helpful tips on how to save money on home insurance.

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Tom Lustina
InsuranceAgents.com
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